Attention homeowners: Real estate appraisal services for in Mansfield and Tarrant CountyHere are the top 7 reasons why Texas homeowners need Cookus Enterprises:
At Cookus Enterprises, we understand the special needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis. Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Cookus Enterprises will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value report than yours.Challenge Tarrant County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in an area that's declining or is not appreciating as much as other homes close by. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting a professional appraisal from Cookus Enterprises is your strongest weapon when challenging your property tax assessment.Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping clients just like you rid yourselves of undesirable PMI insurance.Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be inconvenient from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Cookus Enterprises can help you reinstate your home equity line of credit with efficient appraisal.We Also Offer Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you would wish to have a professional double-check it for accuracy or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have had done before. Even though most appraisal reviews are requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion. |
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